Description:

Credit Analyst is an entry-level position within BBCN Lending Centers. Credit Analysts are given an excellent opportunity to learn the Commercial Lending process (financial analysis, underwriting, policy & procedure) as mentored by senior Loan Officers. Duties and Responsibilities: • Obtain all available and necessary financial data from the credit file or outside sources • Spread and analyze financial statements - study and evaluate the information and prepare written reports for the lender • Inform loan officer when up-to-date financial statements are needed on a commercial account • Inform account officer about the expiration of voted lines of credit; assist in the renewal of the line •Check pledged assets as requested by the lending officer • Assist and provide back-up support to the commercial credit officer • Underwrite loans under supervision of loan officer or manager • Analyze financial information of applicants • Will have extensive contact with customers and the public, conducting relationships in a manner that will enhance the overall marketing effort of the bank • Will be called upon from time to time to participate with community organizations and in community projects • Assume additional duties as requested

Education, Experience, and Qualifications:

•Bachelor’s degree in Finance or Accounting, or related field or equivalent experience strongly preferred
•Good communication skills, both oral and written
•Ability to define problems, collect data, establish facts, and draw conclusion